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Florida Car Insurance Quote

Florida's State motto: "In God we trust"

It's easy to find low rates for car insurance in Florida. is a site that allows you to shop around for the best deal available on your car insurance. It's a one-stop shop for getting a car insurance quote, buying a policy and comparing different offers to allow you to make an informed decision. As only works with the most reliable Florida car insurance companies, you're guaranteed to save money, as well as access to the best car insurance specialists in Florida.

The average insurance premium in Florida in 2003 was $1,104, which compares unfavorably with the national average, which at $914 was nearly $200 cheaper. Many people in Florida simply assume that they have to accept unfairly high premiums for their car insurance, but this is simply not true. At we know that there are competitive offers for Florida residents and we can help you benefit from them.

Over recent years car insurance rates have been going up and up. Indeed, 2007 may well be the first year of the century to see a decrease in car insurance premiums, and that's directly down to sites like that have cut out the middleman in the car insurance business, saving you money into the bargain. As car insurance rates change, make sure you're benefiting from the best and most competitive offers available by going to to see how much you could save.

Minimum State Insurance Requirements

Florida operates a "no-fault" insurance system. What this means is that insurance companies will make payment regardless of whose fault the accident was (up to a specified maximum). Details of state no-fault systems vary, so it's worth checking with your state insurance regulator for the most up-to-date details. Details of their website can be found on our State Insurance Regulators page.

Personal Injury Protection (PIP) is required by Florida state law, as well as Property Damage Liability cover, with a minimum $10,000 limit. Together these two types of coverage are usually referred to as PIP/PD.

Personal Injury Protection helps pay for "reasonable medical expenses for yourself and your passengers. As stated above, Florida state law requires you to have PIP for a minimum of $10,000. Even where the law does not require a minimum coverage for Bodily Injury Liability protection, it is strongly advised to get this anyway.

You can also purchase Uninsured/Underinsured Motorist coverage, which covers you against any injury you may suffer due to an uninsured driver. This is not expressly required by Florida state law, but it is worth considering this form of insurance for added protection and peace of mind. Like other forms of car insurance, this can be obtained from quickly and easily.

The best place for Florida residents to get their car insurance is undoubtedly We offer an unbeatable combination of great rates and excellent service, and everything can be done online to save you time and money. The whole process can take just minutes just enter your zip code and you will immediately be presented with the cheapest car insurance rates available in Florida, and comparing offers is quick and easy. Should you wish, you can proceed to buying your car insurance policy online, so everything is handled without your having to leave the house!

As well as the Sunshine State, information is available for every one of the 50 states, and offers low rates for car insurance no matter where in the country you may be. Just select a state and enter your zip code to start searching for the best car insurance premiums available anywhere!
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