McAfee Secure Site

Hawaii Car Insurance Quote

It's a fact that the residents of Hawaii frequently pay far too much for car insurance. Despite the fact that the average car insurance premium in Hawaii is less than the national standard for car insurance, Hawaiian residents have witnessed a near five percent increase in car insurance in a single year! Statistics reveal that just four years ago a Hawaiian resident would be expected to pay, on average, about $880 for car insurance that's nearly $35 below the national average for car insurance. What's worse is that five years ago, a resident of Hawaii would have paid five percent less than the amount they paid in 2003 that's a considerable increase in terms of car insurance premiums. Every driver in the Aloha state knows that car insurance is mandatory. What driver's don't tend to realize however, is that paying higher and higher insurance costs each and every year is not mandatory!

The amount of insurance a Hawaiian resident must possess on any vehicle is called a 20/40/10 policy. The 20/40/10 policy is coverage that consists of 20K for Bodily Injury / 40K per incident and 10K for any damage that may result in terms of property. Hawaiian law stipulates that car accidents are based on a no fault system, unlike other states that rely on tort systems to determine what party in an accident is responsible for the bills that accumulate as a result of the incident. Every state has its own stipulations in regard to determining what party is responsible for paying for damages in the event that an unwanted and unfortunate accident occurs. helps to educated consumers about the laws pertaining to the state in which the consumers reside again, a zip code gives consumers all the information they require.

Hawaiian Law demands the 20/40/10 coverage as a bare minimum as well as Personal Injury protection with coverage up to 10K. Add ons are, of course, always optional to the Hawaiian consumer: drivers can elect to add on underinsured/uninsured driver coverage to the policy they are mandated by law to have. Add-ons may cost the consumer a bit more, but some drivers feel better about having the additional protection.

While a Hawaiian resident must have ample coverage as stipulated under the law, paying outrageous prices for car insurance is totally unnecessary. Discovering reasonable car insurance prices in the state of Hawaii is far simpler than one may first imagine. makes it completely possible to shop for car insurance policies, to compare prices with ease and then to choose the very best policy among all of the free car insurance quotes a consumer immediately gets access too. Making a decision about what car insurance policy to buy doesn't have to be a complicated endeavor not when a resident of Hawaii has behind them working as a powerful research tool. A Hawaiian consumer merely needs to take a few minutes to insert the zip code of their city of residence and they will be on their way to accessing money saving car insurance policies, advice and tips thanks to the innovations afforded to Hawaiian consumers by

The 2007 year will display a drop in Hawaiian car insurance prices thanks to, the competition between insurance brokers is building and the result is up to one percent less on car insurance for all Hawaiian consumers shopping for car insurance! is a vast resource for anyone living in the United States. There is a perfect opportunity to get great rates on car insurance no matter what state a consumer lives in doesn't single out Hawaiian consumers, but offers the latter mentioned extraordinary services to everyone in the U.S., no matter where the consumer lives. Anyone can insert their local zip code and be immediately provided with valuable car insurance information, money saving car insurance quotes and advice about various car insurance policies.

The Hawaiian state motto translates as "The life of the land is perpetuated in righteousness" such a motto can be extended to every resident of Hawaii Hawaiian consumers are deserving of reasonable car insurance rates and decent car insurance premiums! invites every driving consumer in the Aloha state to utilize the fantastic services it offers take a moment or two out of a hectic schedule and get the car insurance rates one is totally deserving of!
Get Quotes
Search By City:
Search By State
State-specific laws, insurance minimums, and more.

Insurance In Your State

Search by Type
Car Insurance Quotes

Coupe - Sedan - Convertible

Motorcycle Insurance

Scooter - Dirt Bike - Moped

Truck Insurance

Pickup - Van - RV

Search QuoteCarInsurance