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When you drive in Maryland, keep in mind the state's motto, "Strong deeds, gentle words." If you cause a car accident and are not insured, you may experience more of the strong deeds than the gentle words of the residents of the state. For this reason, state law requires that you be insured.

The internet is the perfect place to go to shop for car insurance, and is the best site to use. We make it easy for you to get a quote and compare the rates of some of Maryland's best insurance companies. By comparison shopping, you will be able to get the best coverage at the best price. Get your low cost car insurance quote now by entering your zip code in the box above.

Maryland residents pay premiums that are just a little higher than the national average for their car insurance. For example, in 2003 Maryland residents were averaging around $978 for their insurance, while the national average was a little lower at $914. However, both of these numbers are higher than they need to be because many people mistakenly assume there are no competitive rates out there. allows you to compare rates side by side, so you can get rates that are lower than the average Marylander pays.

Also, we will help ensure that you are able to take advantage of any rate decreases that come around. For example, you will likely see a rate decrease of between .5% and 1% in 2007. It's through comparison shopping sites like that these decreases come about.

Over the years car insurance rates change. For example, Maryland residents paid around $828 in 2000, which had increased by 18.12% by 2003! To make sure that you are not paying unfair increases with your existing company, you need to get a quote from

If you choose to purchase a new insurance policy, you need to know the minimum requirements for the state of Maryland. First, you must understand that the state follows a tort system, which means that you will not be charged for any damages due to an accident until it has been proven that you caused the accident. Other states have similar systems, as defined by their state insurance regulators. Visit our State Insurance Regulators page to find a link to your state's individual site.

To drive legally in Maryland, you must have 20/40/15 basic coverage. This coverage begins with a minimum Bodily Injury Liability coverage of $20,000 per person and a total of $40,000 for the entire accident. The other part of this basic coverage is Property Damage Liability coverage, which must have a minimum of $15,000.

Additionally, Maryland requires that you carry Personal Injury Protection, or PIP. PIP will help pay any medical expenses you or your passengers have as a result of an accident. You must have at least $2,500 in coverage. Finally, Maryland state law requires that you have Uninsured/Underinsured Motorist coverage, which covers any harm to you or your passengers from an accident with an uninsured driver. You must have $20,000 per person and $40,000 per accident for this coverage option.

Whether your driving record is sparkling clean or has several marks on it, can help you find the best rates currently available in Maryland. We have companies with the most affordable rates for drivers in the Old Line State. To purchase Maryland car insurance, is the only site you will need to visit. Even if you are looking for insurance in another state, you can find what you need here. We have low rates available for all 50 states. Just enter your zip code in the box provided above or click on your state below, and we will begin your car insurance quote.
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