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Montana Car Insurance Quote

"Oro y plata," the state motto of Montana, means "Gold and silver." Since the beginning of the state's history, residents of the Treasure State have valued their monetary wealth. Although we no longer use gold and silver as money in our current economy, we still value the money we earn. Montanans are always looking for ways to save money, and one of the easiest ways to save money is to shop online for your car insurance. is the best site to use, because we allow you the opportunity to comparison shop for your car insurance, guaranteeing that you get the best rates possible. Our companies are some of the most reliable in the state, and you will be confident that you will get good service. To begin saving your money, get your low cost car insurance quote right now.

In 2007 we expect to see a decrease in car insurance rates that is between .5% and 1%. This will be the first such decrease since 1999, and we believe that the work of sites like is fundamental to this decrease. Usually car insurance rates go up, but when consumers can use technology to shop around for the best rates, car insurance companies are forced to make their prices competitive, which helps the consumer.

In 2003 the average driver in Montana paid $854 for car insurance. This is a little lower than the national average of $914 that same year. Most drivers think that their insurance rates are fixed by insurance companies or state regulatory agencies, so they do not try to save money. However, helps you to find the best rates at fair prices, no matter where you live in Montana!

In 2000, the average Montana resident was only paying $672 for car insurance. This means that between 2000 and 2003, rates increased 27.08%! Car insurance rates change almost yearly, and the only way to make sure yours are still fair is to shop with a site like, where you can get a car insurance quote from some of the best insurance providers in the state.

Montana is under a tort system when it comes to car accidents. In other words, for a driver to be charged for an accident's damages, that driver must be proven to have been the cause of the accident. Most states operate under similar systems, but all are slightly different. The best place to go to find out about the laws in your state is your state insurance regulator, which you can find on our State Insurance Regulators page.

Under the law in Montana, you must have Bodily Injury Liability coverage with a minimum of $25,000 per person and $50,000 per accident. You also must have Property Damage Liability coverage of at least $10,000. These three coverage requirements are sometimes called 25/50/10 coverage.

Your insurance provider may ask you whether you would like to purchase additional coverage. One option you may be offered is Uninsured/Underinsured Motorist protection. This pays the expenses you or your passengers have if an uninsured driver hits you. You also may be offered PIP, or Personal Injury Protection. This insures you and your passengers to provide help with medical bills after an accident, even if you are the cause of the accident. These are not required by Montana state law.

At we do not care what your driving record is. Whether you have a clean record or a marred one, we will be able to save you money on your car insurance simply because we empower you to make an informed decision about which company to choose. Since you are a resident of the Treasure State, we know that getting low rates is important to you, and our goal is to make that as easy as possible. Start by typing in your zip code into the box above so we can prepare your quote. If you are from a different state, you can still save money with us. All you have to do is give us your zip code or choose your state from the list below.
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