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North Dakota Car Insurance Quote

Things are certainly working in the consumers favor in North Dakota when it comes to buying car insurance. Statistics show that North Dakota residents paid an average of about $695 for car insurance premiums in 2003, while the national average was about $914! And it gets better. It is expected that in 2007, car insurance rates will be.5% to 1% less than the rates from 2006! And, yet, there's even better news! provides you with the tools you need to compare the rates offered by a multitude of car insurance companies for the exact same coverage! Car insurance premiums are determined by individual insurance companies and they do vary-as do the discounts many insurance companies will provide. gives you the power to find the best car insurance coverage at the lowest possible rate in North Dakota.

Although car insurance rates, discounts and additional coverage options can vary between the many different insurance companies, the minimum amount of car insurance coverage in the United States is determined by the state in which you live. Whether you are looking for information pertaining to car insurance coverage and rates in North Dakota or elsewhere in the country, will make the process cost effective, informative and easy for you.

North Dakota state law requires its residents to maintain Bodily Injury Liability coverage in the amount of $25,000 per injured person up to a total of $50,000 and $25,000 worth of Property Damage Liability coverage. This type of coverage is often referred to as 25/50/25 coverage. In addition, North Dakota residents are required to have Personal Injury Protection coverage of $30,000 and Uninsured/Underinsured Motorist coverage of $25,000 per person, $50,000 per accident to be applied towards any bodily injury caused by an uninsured driver. Personal Injury Protection is often referred to as PIP coverage and is applied towards reasonable and necessary medical expenses for you and your passengers.

In regards to car insurance, North Dakota follows a No-Fault system. The No-Fault system requires your insurance company to make payments for your injury claims regardless of who is found to be at fault for the accident that caused the injuries up to a specific limit. Details regarding the No-Fault system can vary from state to state, so has provided you with a page that lists the links to all State Insurance Regulators websites so you can obtain accurate information regarding the No-Fault system in North Dakota or any other state in the country.

Although recent car insurance industry trends, predictions and rates have been seemingly favorable for North Dakota residents as compared to residents of other states, there have been times that car insurance rates were on the rise. Between 1995 and 1999 car insurance rates increased about 16.61% in just four years. North Dakota residents and other car insurance customers may not be able to control state regulated minimum car insurance coverage requirements, but we can all control some of the factors that affect our car insurance premiums with In addition to having the ability to receive quotes for your car insurance coverage from leading car insurance companies and compare the various coverage options and rates, makes it easy for you to identify which insurance companies offer discounts that will reduce the amount of your premium. Some car insurance companies offer discounts for the safety devices or equipment installed in the vehicle, a good driving record, good academic standing and or to members of particular organizations or professions. empowers you with the technology and information you need to get the car insurance coverage you want, for the car you drive, from a reputable provider all at the lowest possible rate!
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