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Oregonians are famous across the country for their independence and ability to get the job done without resorting to outside help. It's from this that Oregon gets its state motto: "Alis Volat Propiis", or "She flies with her own wings." What, you may ask, does that have to do with car insurance? Well, with, you can fly with your own wings and find out for yourself which companies offer the best coverage plans and the lowest monthly rates.

There are plenty of ways for the discerning Oregonian to save money, but the best way to save on car insurance is to compare different companies and use their competition for your own advantage. And the best way to do that is to use an online compare and contrast website like, for instance, the best of them: By comparing rates, you can ensure that you get the best deals and pay the lowest rates on your car insurance. is the best place to look for good car insurance deals whether you live in Oregon or anywhere else in the fifty states.

In 2003, Oregonians paid an average of $825, almost a hundred less than the national average of $914. If you live in Oregon, you've already got a natural advantage, but why stop there? Most people think that those rates are set in stone fixed by the companies or by the federal or state governments. If you think that, you couldn't be more wrong. These rates, like those of any other company, can be decreased by simple competition. And nothing facilitates competition like online comparison sites like

Experts in the industry believe that 2007 will mark the first nationwide drop in rates since 1999. Part of the reasons those rates are dropping again is the online comparison sites like Competition makes rates go down and your savings go up, and is on the forefront of making sure you get your full advantage out of that competition.

Even considering Oregon's relatively low insurance rates, prices have still gone up in the last few years. Rates increased by about seventeen percent in the three years between 1999 and 2003, rising from $705 to an average of $825 in 2003. Don't waste money and let the car insurance companies win compare rates today and save.

In Oregon, car insurance follows something called a Tort system. That means that the person responsible for paying damages in an accident is the one who caused the accident. Details of the tort system vary from state to state do some research and find out what the exact details are according to Oregon law.

Oregon follows a coverage system, required by state law, known in the industry as 25/50/10 coverage. That means the law requires a minimum Bodily Injury Liability coverage of $25,000, a total of $50,000 per accident, and a Property Liability Damage coverage minimum of $10,000.

"Reasonable and necessary" medical expenses for you or any passenger in your car when involved in an accident are covered by something called Personal Injury Protection coverage, or PIP coverage for short. In Oregon, state law requires a minimum PIP coverage of $15,000.

Of course, uninsured drivers often present a problem. Oregon law has a minimum of $25,000 per person and $50,000 per accident in Uninsured/Underinsured Motorist coverage to pay for any damages caused by an uninsured driver.

In the end, though, it really doesn't matter what your driving record says about you. Regardless of your records, your past, your car, or any detail about you, can always help you find the best possible coverage for your money. Don't live in Oregon? No problem! Just enter yhour zip code above or click on your state in the list below now to find the best rates in your area.
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