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Pennsylvania Car Insurance Quote

Pennsylvania's State motto: "Virtue, liberty, and independence"

If you're looking to save money on your car insurance in Pennsylvania, there's no doubt about the best way to do it. is an easy-to-use website that allows you to compare car insurance quotes from all over the Keystone State and find the best possible deal for your insurance needs. brings together rates from multiple companies to offer customers policies that are shaped to meet your needs, rather than the other way round, and saving you time and money into the bargain. It's easy to get a free quote, whichever part of Pennsylvania you live in just enter your zip code to get started.

Car insurance premiums have been rising for years. The average Pennsylvania resident was paying around $909 in insurance premiums in 2003 a 16.5% rise on 1999. Many customers think there's nothing they can do about high insurance costs, but the truth is that there are discounted and competitive rates available for car insurance in Pennsylvania. The problem has always been knowing where to look, and takes the guesswork out of this process by bringing together the best rates from all over Pennsylvania.

2007 is expected to show the first real decrease in insurance rates in nearly a decade, and it's largely due to companies like We're using new technology to cut out the middleman and save you time and money on your car insurance. So don't pay high premiums if you don't need to get a free quote and see how much you could be saving.

Minimum State Insurance Requirements

Pennsylvania operates a "no-fault" system, which essentially means that your insurance company will pay out for your injury claim, no matter who is responsible for the incident, up to a specified limit. Details of state insurance systems can be complicated, and differ from state to state, so it's best to check with your state insurance regulator. Our State Insurance Regulators page has a list of all the state insurance regulators, should you wish to check these.

Under Pennsylvania state law you're required to have Bodily Injury Liability coverage of $15,000 per injured person, up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic package of coverage is usually referred to as 15/30/5 coverage. In addition, Personal Injury Protection (PIP) in your coverage helps pay for all "reasonable and necessary" medical expenses for yourself and your passengers. Under Pennsylvania state law, you are required to have Personal Injury Protection coverage for a minimum of $5,000.

Finally, you can also get Uninsured/Underinsured Motorist coverage, which protects you in the event of any bodily injury caused by an uninsured driver. Pennsylvania state law does not require this coverage, but you can purchase this as an option and it is highly recommended.

Whether you've had claims in the past, or have an unblemished driving record, work hard to find you the best deals available for our car insurance in Pennsylvania. Auto theft and car accidents are, sadly, a fact of life, so it's important to protect yourself, your family and property. It's easy to use, too; just enter your zip code to get a free quote and find out how much you could save on your car insurance in the Keystone State.

And operates in all 50 States, so to find low cost car insurance rates in your state, just enter your zip code above.
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